Privacy Commitment and Notification

Vel Phillips Foundation (VPF) and all of its affiliate companies, respect your privacy rights and are committed to maintaining the confidentiality and integrity of your personal information. We are proud of our privacy practices and want you to understand what non-public information we collect about you and how we use that information.

Why We Collect Information About You

We gather information about you and your accounts so that we can design and provide you with better products and services. The better we get to know you, the better we can meet your specific needs.

What Information We Collect

We may collect the following types of non-public personal information about you:

• Information about your identity, such as your name, address and social security number;
• Information about your transactions with us; and
• Information we receive from you on applications, such as your beneficiaries or income.

How We Obtain Information About You

We collect non-public personal information about our clients from the following sources:

• Applications and other forms completed for VPF
• Transactions with us, our affiliates, or others
• Analysis of your visit to our web site.

What Information We Disclose

We do not disclose any non-public personal information about our current or former customers to anyone, except as permitted by law. Moreover, we do not and will not release information about our current or former clients unless one of the following conditions is met:

• We receive your prior written consent;
• We believe you or your authorized representative to be the recipient of that information; or
• We are required by law to release the information.

We use information about you and your account for the sole purpose of helping us to better serve your business needs.

How We Protect Your Private Information

We maintain physical, electronic and procedural safeguards to guard the privacy of all non-public personal information about you. Our website uses the highest levels of Internet security, including data encryption, user names and passwords and other security tools. We restrict access to your personal and financial data to authorized VPF with a legitimate need to know the information. We require all nonaffiliated organizations to conform to our privacy standards and ensure they are contractually obligated to keep such information confidential and to use such information only for authorized purposes. We adhere to these privacy policies and practices even in the event that your account is closed or becomes inactive.

Our Commitment

We commit to conduct our business with the highest standards of confidentiality and your personal privacy expectations. We value your business and will make your privacy our priority.

© 2006 Vel Phillips Foundation

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